Legal Notice
Assurant, Inc., and its subsidiaries (collectively "Assurant")
requires that each visitor (a "User") to this Internet site
on the World Wide Web (the "Site") adhere to the following
Terms and Conditions. Please read these Terms and Conditions carefully
before using the Site. By accessing this Site, each User acknowledges
that he or she has read, understands and accepts each of the Terms
and Conditions. If the User does not agree to all of these Terms and
Conditions, he or she should not use this Site.
Terms and Conditions
General
The information contained herein is not intended to constitute an
offer to sell or a solicitation in connection with any product,
security or service. It is provided solely for general informational
purposes.
Insurance contracts are issued and underwritten by subsidiaries
of Assurant. Products and services may not be available in all jurisdictions.
The financial obligations with regard to individual products or
policies are the sole responsibility of the underwriting company.
Neither Assurant nor any other affiliates of the underwriting company
are legally responsible for the product/policy obligations.
Assurant does not warrant the accuracy or completeness of the information,
text, graphics, links or other content contained on this Site or
any other server. Assurant makes no representation concerning the
suitability of this documentation for any purpose. It is provided
"as is" without express or implied warranty. This Site
may contain hyperlinks to Web sites operated by parties other than
Assurant. Such hyperlinks are provided solely as a matter of convenience.
Assurant does not control such Web sites and is not responsible
for their contents. The inclusion of hyperlinks to such Web sites
does not imply any endorsement, approval or certification by Assurant
of the material on such Web sites or any association with their
operators.
Limitation of Liability
Assurant expressly disclaims all warranties, including but not limited
to the implied warranties of merchantability, fitness for a particular
purpose, title, non-infringement, security and accuracy. Information
in this Site may contain inaccuracies or errors. Information on
this Site may be changed or updated without notice. Assurant has
no obligation to update information on this Site, so such information
may be out of date at any given time. Assurant also may make improvements.
Assurant specifically disclaims any liability (whether based in
contract, tort, strict liability or otherwise) for any direct, indirect,
incidental, consequential, or special damage arising out of or in
any way connected with access to or use of this Site (even if Assurant
has been advised of the possibility of any such damage), including
any liability associated with any virus that may infect a User's
computer equipment. Under no circumstances will Assurant be liable
for any loss or damage caused by a User's reliance on information
obtained through this Site. It is the responsibility of each User
to evaluate the accuracy, completeness or usefulness of any information,
opinion, advice or other content available through this Site.
No Representation as to Suitability
Assurant makes no representation as to the financial or other suitability
of any product described on this Site for any User.
Copyright and Trademarks
All content on this Site is protected by applicable copyright laws.
Users are prohibited from modifying, copying, distributing, transmitting,
displaying, publishing, selling, licensing, creating derivative
works or using any content on this Site for commercial or public
purposes. The trademarks, logos and service marks (the "Marks")
displayed on this Site are the property of Assurant or its subsidiaries
or affiliates (collectively "Assurant"). Users are prohibited
from using any Mark for any purpose without the express written
permission of Assurant.
Ownership
The design, text and images of this Site are owned, controlled or
licensed by Assurant. Assurant and/or its licensors retain all right,
titles and interest to all material provided on this Site. The posting
of information and material on this Site does not constitute a waiver
by Assurant or any of its licensors of any rights in such material
and does not transfer any rights to any User of the Site.
Linking
The User may leave this Site and access other sites on the World
Wide Web that Assurant does not maintain. Assurant is not responsible
for the content available on any other site on the World Wide Web
linked to this Site and disclaims any responsibility for such other
sites. Access to any such other site linked to this Site is at the
User's own risk.
Privacy
As part of the normal operation of our Site, we may collect a limited
amount of information about your visit. The information we may track
includes the URL you just came from, which URL you go to after leaving
our Site, what browser you are using, and your Internet provider
address. This type of information is tracked by many Web sites in
order to make sure that visitors are able to use the site information
and functions successfully. None of this standard tracking information
is personally identifiable. Assurant does not collect personally
identifiable information (information that reveals the visitor's
identity) about a visitor unless the visitor knowingly and voluntarily
provides such information.
For our privacy policies, please refer to the Assurant
Preneed Privacy Policy.
Laws and Regulations
Access to and use of this Site are subject to all applicable federal,
state and local laws and regulations.
Access to Password Protected or Secure
Areas
Access to and use of password protected or secure areas of this
Site are restricted to authorized persons only. Any User who accesses
or attempts to access such areas without authorization may be subject
to prosecution.
Foward-Looking Statements
This Site includes "forward-looking statements" that express
expectations of future events and/or results. All statements based
on future expectations rather than on historical facts are forward-looking
statements that involve a number of risks and uncertainties, and
Assurant cannot give assurance that such statements will prove to
be correct.
Changes to Terms and Conditions
Assurant reserves the right to revise these Terms and Conditions
at any time and Users are deeded to be apprised of and bound by
any changes to these Terms and Conditions.
Violations of Terms and Conditions
Assurant reserves the right to seek any remedy available at law
or in equity for any violation of these Terms and Conditions, including
the right to block access from a particular Internet address to
this Site.
The Assurant brand mark is a service mark of Assurant. No part
of this site may be reproduced without written permission from Assurant.
© 2004 Assurant
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